[至急]この英文から2つ不要な文章があるらしいので教えていただけますか。友人に聞かれたので早く答えてあげたいです！ here are three reasons why I do not want to own a credit card. The first reason is that using a piece of plastic instead of cash makes shopping too easy. Consequently, many shoppers buy unnecessary items. For instance, last week I saw a $75 pair of pink sandals in my favorite shoe store. I certainly have no need for pink sandals and definitely do not have the $75 to purchase them. With a credit card, I would now own those sandals and be worrying about how to pay for them. I also would not know where to wear them. That leads me to the second reason. With a credit card, I would end up owing money. I would be like my shopaholic friend Sara. She started using a credit card last year and already owes $4,000 for jewelry, designer sunglasses, and handbags. Sara makes only the minimum monthly payments on her credit card balance. Her monthly interest charges are higher than her payments, so she is unable to reduce her total balance. Sara will be in debt for years, as a result. Finally, I avoid using credit card because I have difficulty understanding credit card agreements. The legal vocabulary in credit card contracts is too complicated for anyone except a lawyer. My uncle is a good lawyer, but I cannot ask for his help. In addition, everything is in fine print – small type with important details. For example, some credit card companies explain their payment policies in the fine print, and consumers do not notice them. I do not want to pay late fees or higher interest rates because I do not know the requirements for making my monthly payments on time. To sum up, credit cards may be convenient for some people, but for me, they are a plastic ticket to financial disaster.